1. Sign Up or Log In
visit our website.
Create an account using your phone number and a secure password.
2. Initiate a Transfer
Open the app and select the Send Money option.
Enter the recipient’s mobile number, the amount you want to send, and their country.
3. Confirm the Details
Review the recipient’s information and the transfer amount.
Once confirmed, the money will be deducted from your mobile money balance, such as FlexPay or QuickWallet.
4. Complete the Transfer
The funds will automatically be transferred directly into the recipient’s mobile money account in their country.
5. Track Your Transfer
Monitor the status of your transfer in real time through the app or website.
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With JOGA Ltd, sending money is fast, easy, and secure—no banks, no delays, just seamless transactions.
At Joga, our money transfer fees are designed to be low and affordable, ensuring you get the most value out of your transactions.
The exact fee depends on:
The amount being sent.
The recipient’s country.
We are transparent with our fees—you’ll see the exact cost before confirming your transaction, with no hidden charges.
The fastest way to send money across the world is by using Joga, a mobile money transfer service designed for instant, secure, and seamless transactions. With Joga, you can:
Send money directly from your mobile money account without the need for a bank account.
The recipient receives the funds instantly in their mobile money account.
Avoid delays and long queues at banks—complete your transfer with just a few taps on your phone.
Joga is built for speed and convenience, making it the ideal choice for sending money across the world
At Joga, protecting your money is our top priority. Here’s how we ensure your funds are always secure:
1. Advanced Security Measures
We use encryption technology to safeguard your personal and financial information.
Transactions are protected by multi-factor authentication to ensure only you can access your account.
2. Secure Transfers
Every transfer is tracked in real time, ensuring transparency and safety throughout the process.
We partner with trusted mobile money networks to guarantee secure delivery of funds.
3. Fraud Protection
Our system continuously monitors for suspicious activity to prevent fraud.
You’ll receive instant notifications for every transaction for added peace of mind.